Ho Chi Minh City, Vietnam
Estimated monthly cost
$1,550
Local average wage
$494
what locals earn — not what you need
Monthly cost breakdown
| 1-bed apartment (city center) | $576 |
| 1-bed apartment (outside center) | $288 |
| Utilities (monthly) | $104 |
| Internet | $10 |
| Mobile plan | $6 |
| Monthly transit pass | $12 |
| Meal, inexpensive restaurant | $2 |
| Meal for two, mid-range | $23 |
| Cappuccino | $2 |
| Domestic draft beer (1 pint) | $1 |
Source: Numbeo, in USD, fetched 2026-09-15. These are raw market prices — see the estimate box for how they roll up into a monthly budget.
Ho Chi Minh City vs. a mid-size US city
You'd keep about $2,870/month in your pocket — roughly 65% lower than the same lifestyle costs in the US.
Baseline is $4,420/mo — the median of 4 mid-size US metros run through this exact same budget model, so both bars are measured the same way.
How we estimate $1,550/mo
One person living a modest Western lifestyle in Ho Chi Minh City — not a local subsistence budget. Prices are real Numbeo data; the assumptions on top of them are listed at the bottom.
Housing
Living costs
Health cover
An estimate, not a scraped price — premiums swing hard with age and plan. Budget more if you're over 60 or want US coverage included.
Still excluded: visa and residency fees, flights, shipping your belongings, and one-time setup costs — these vary far too much by nationality and route to average. See the country guide for those.
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